The Amazing 11 BEST Money Ideas Of All Time
Some things never change, and certain truths are
universal. As it happens,
this applies to the age old topic of money, as well.
At any time in history, no matter what
the current state of the economy, no
matter what the current trends, no matter what the unemployment rate is or where interest rates lurk, some
money-making truths are set in stone, and
remain true across time in all different kinds of economies.
Some of you may have heard of these ideas
before, others may be entirely new
to you. But whether you are familiar with these super secrets or not, it will be well worth your while to
put them into effect in your own life.
The magic they will work on your financial life is
guaranteed. These money-making
ideas are just waiting for you to bring them to life. We urge you to put them to work for you - any
one of these could change your life!
Let's get started!
Amazing Money Tip #1:
The great scientist Albert Einstein once said,
"It takes a genius to see the
obvious." What he meant by that is that sometimes the simplest
things in life are the most powerful
... but because they are so simple, we tend to
ignore them, and not let them work for us.
One of the simplest but most powerful money making
ideas is this: Keep a daily
log of everything you spend. Go to the dime store and buy a little notebook. Carry it with you wherever
you go. Write down every penny - every
single penny - you spend every day. It's as simple as that.
If you do this, you will find something magic
happening in your financial life
in just a few weeks.
There is something incredibly powerful about
writing down all your expenditures.
It makes the flow of money through your life more real and exact. It shows you simply and clearly
just where you are spending your money,
on what and why. Once you know that, it becomes much easier to control your spending.
Many people who have taken up this practice have
not only learned something
about themselves which they never knew before, but they are often astounded.
For example, one woman realized through examining
her notebook that she actually
spent nearly $2,000 per year on diet soft drinks, snacks and candy bars! Since her job as a office clerk
brought her a scant $12,000 per year,
she realized that one-sixth of her entire income was being frittered away on something entirely frivolous.
The woman gave up the snacks and drinks,
and found she had enough money to afford health insurance - plus has $400 left over. If you could
choose snacks or health insurance, which would
The point is, it was her daily expense log that
helped her achieve the insight
and clarity she needed to get control of her finances. That's what a simple spending record will do for
you - it will give you control over your spending, and thus your
financial life. There may be nothing but a 75-cent
notebook and a ballpoint pen between your life of financial struggle and financial freedom.
Amazing Money Tip #2:
Stop deficit spending! We all know how much
trouble Uncle Sam has been creating
spending more money than our country takes in. It's called deficit spending. Well, don't fool
yourself. The same rules apply to you. Using
those evil little plastic cards may be the "American Way," but
it's a damn poor way.
Today, the average credit card holder is carrying
$7,000 in plastic debt!
Spending yourself into debt with a credit card is
unbelievably easy, as many
of you already know. The reason is psychological. When you give that clerk a credit card, it's just not the
same as handing over a stack of green
dollar bills. Would you as readily hand over a fistful of ten dollar bills as flip a credit card across a
counter? Probably not.
Credit cards put you in the hole and keep you
there. Even for people with good
incomes, paying your credit card debt down to zero is amazingly difficult. And make no bones about it,
credit card debt will sap your financial
strength just as readily as an open vein will deplete your physical body of its very life force. Using a
credit card by choice can quickly turn
to using it for need. Once you get to that point, you are already in trouble.
There is no secret to freeing yourself from the
credit card game. You must
take out a pair of scissors TODAY, cut your cards in half, and begin paying them back, slowly but surely.
Once you stop adding to the debt, even
small payment will eventually add up. You can get out of debt if you are patient and disciplined. Once your
cards are history, you must adopt a strict
pay-as-you go policy. Instead of buying now and paying later, save now and buy when you have the full
Once again, this is not rocket science, but
stopping credit-oriented consuming
is one of the most powerful financial tools available to anyone today. Why not pick up this tool and
Amazing Tip #3:
Sell your junk. That's right, it's high past time
for a major garage sale.
If you don't have a garage, it's time to search through your house or apartment for every single item you
don't need, and could convert quickly
to cash at a flea market or garage sale.
Take an inventory. The truth is, most people are
astounded by what they own
- and how much money they have tied up in useless stuff. Why let it collect dust in your attic while it
could collect interest in a savings account.
You could easily be $500, $1,000 ... even $3,000
richer by the end of the week.
As an added bonus, you'd have your place cleaned up, and you will have a fresh feeling of starting over.
A garage sale is an excellent way to
not only clean out your house, but it often gives a psychological boost that helps people get control of their
life and money.
Amazing Tip #4
Ben Franklin said it long ago: "A penny saved
is a penny earned." Yes, It's
still true, and still one of the most powerful money-making tips inall
Implied within Franklin's famous statement is the
difficulty of saving. It's
tough to save and easy to spend! You know that! That's why every penny saved truly is earned - because it
takes so much effort to hold on to that cash!
But if you can do it, it will work magic in your life. Having a savings account will de-stress your
life. Imagine being ahead of your bills,
rather than behind. When you are ahead of your bills, you entire life comes under your control. You
sleep better at night. Your mind is freer
to come up with new ways to make more money and save more. Saving is contagious - once you let it get
Here are some tips to help you save:
* Don't settle for interest checking. Have a
separate savings account that
can't be as easily accessed as a checking account.
* Keep your savings in another bank - one that's
off your regular route, or
perhaps even in another town. That way you won't be tempted to dip into it every time you visit the bank to
make a checking deposit.
* Buy short-term savings bonds, which have 6-month
to one-year maturity dates.
That way you will get a higher rate, while at the same time keeping your money close in case of real
* If you can, open the account under two names and
require that both signatures
be required to make a withdrawal. Two people can debate each withdrawal and keep each other in
Amazing Tip #5
Visualize wealth and abundance everyday. What we
are actually suggesting is that you practice some sort of airy-fairy
mysticism that will make
you into a "money magnet"?
Maybe yes, maybe no. Call it what you will - a
mind game, mysticism, New Age
ga-ga -- but the solid fact is that behind every wealthy man and woman is a positive attitude toward money.
Here's a quick demonstration:
(1) Person One with a negative money attitude has
daily thoughts which go this
"Jeez! $20 bucks is hard to come by! I seem
to work so hard and get so little
for it. Money just slips through my fingers. It's amazing how much money you have to earn to just get by
these days. I'm never going to be able
to afford that new car on my limited salary, but this job is still the best thing going for me right now.
It's easy for some people to make a lot of
money, but I'm not one of those people ..." and on and on.
(2) Person Two with a positive money attitude has
daily thoughts which go this
"You know, I bet if I work my butt off I can
get a raise next month, and then
I'll take half of the extra money I make and toss it in a savings account. There must be a 100 other
ways I can bring in some extra cash. Money
is not all that hard to earn if you work hard, watch your spending and save a little at a time. There's
enough wealth for everybody in this country,
and I can easily get my share, and more ..." and on and on.
Okay. Which person do you think will have a better
chance of success? You
don't need to be a Rhodes Scholar to see how Person One is dragging himself down with his thoughts, and
how Person Two is giving himself a fighting
Look at it this way: It costs nothing one way or
the other to have either
negative or positive thoughts. So why not have positive
There has been many studies done on the thought
patterns and the frames of
mind of some of the richest most successful people in the world. The one thing they all had in common was a
positive attitude toward money and their
ability to earn it.
So we strongly recommend you begin shaping your
thoughts TODAY toward positive
thoughts about money. Then step back and watch the money miracle happen.
Amazing Tip #6
Do what you love and the money will follow. I
think there's a book by that
title. At any rate, it's true. One of the primary reasons that many people live paycheck to paycheck and
are broke despite working very hard at their
jobs is the fact that they hate what they do.
If you hate your job, you will not have a positive
attitude toward money. You
will associate money with that dreadful sound of the alarm clock every morning. Once you tie up your source
of wealth and income with slavery, that's
truly what you will become: a slave.
Starting today, you should begin planning your
escape. The first thing you
should ask yourself is: "If money were no object, what would I be doing? What do I like to do most for
fun, and is it possible that I could get
paid for it?
Sound ludicrous? It's not. In fact, if your work
is not also your play, you
are fighting against yourself. You will eventually burn out and hate the world. On the other hand, if you
get up every day being exciting, positive
and looking forward to what you are going to be doing - and making money at it - you will automatically
move toward doing more and more of what
you love, and making more and more money at it.
Amazing Tip #7
You must get organized. Being a tidy, efficient
person has more influence on
how much money you make more than you can ever imagine. A lot of us are accustomed to associate a messy desk
with genius because we have seen so many
photos of great scientists sitting behind stacks and stacks of junk. But guess what? Great scientists don't
get paid squat! They are not worried
about making money. Their university or the government takes care of them.
You, however, want to have a lot of money, so you
can't afford to be a slob.
Think about it. Let's say you are at your desk trying to get some work done. You need to find the
stapler, but because your office is such a pit,
you spend 15 minutes looking for it. You've just spent 15 unproductive
minutes. Next you may need to locate a file, and that takes you 20 minutes of sifting through
paper. Another 20 minutes down the tube. By the end of the day, you may
easily burn up two or three hours doing something
as trivial as looking for things. The same goes for any kind of job you might have. If you are an auto
mechanic, how much time do you spend
trying to find a nine-sixteenth wrench, when you could have it at your fingertips.
It's disorganized people who are always saying at
the end of the day: "I seem
to work so hard but get very little done!" Of course! You spent the
entire day looking for the Scotch
The fact is, time is money. The more time you
spend unproductively, the less
time you are earning money. Clean up your office. Organize your tool shed. Get your bookwork
organized. Think of every minute saved as
a buck in your pocket.
Amazing Money Tip #8
Make your own daily top 10 list. Speaking of
getting organized, you should
sit down every morning with your cup of coffee and list the top 10 things you would like to get done that
day. Then organize them in priority of
importance. Start at item No. 1 and go down the list as fast as you can.
Make no doubt about it - this is a powerful way to
get work done. It will put
hoards of cash in your pocket. The reason is that making money is all about movement - forward movement. As
the famous novelist Ayn Rand told us,
in a capitalist society the most important things a person can do is move forward every day!
Having a top ten list will ensure that you
accomplish something every day. You
may not get through the whole list every day, nor should you necessarily try. Just do your best. At
the end of the day, you should be able
to look at your list with pride, examine the scratched off items and say: "That's what I got done
today! I did something to better my life and create
Again, this method has been used by a majority of
the most wealthy and successful
people in history. Shouldn't you join the club?
Amazing Money Tip #9
You must set short-term goals and long-term goals.
If you don't know where
you are going, how do you expect to get there? It's simple but powerful logic. When you have a target
sitting out there somewhere in the future,
a target which is your goal, it can almost act like a magnet that pulls you toward it.
Setting solid, reachable goals which are
attainable, yet a challenge, have proved
time and time again to be one of THE most powerful methods of achieving wealth and success ever
developed. This has even been demonstrated
in psychology laboratories with small furry animals. It has been demonstrated in corporate
training schemes. It has been used successfully
again and again by countless individuals.
Setting both short term goals and long-term goals
has the effect of focusing
your mind like a laser beam. It pulls you along toward higher and better things. It gives solidity to
what you are trying to accomplish, and thus
makes that which you want more real and likely to come into your life.
As you have probably heard, it is best to write
your short-term and long-term
goals down on paper and then post them somewhere in your workplace
and home. The first thing you should do every morning is look over your goal list, and then put
together your Top 10 to do list which will
move you toward your goal. The last thing you should do every evening is review your short-term and
long-term goals, and tell yourself as you go to
sleep that you are going to do everything in your power to make those goals a reality in your life.
Amazing Money Tip # 10
Invest your money and make it work at multiplying
itself. Saving money in a
savings account is important as we said above, but the 2.3 percent interest rates most banks give you is
not even enough to keep pace with inflation.
You must do more than save your money -- you must
invest it. That means financial
vehicles with super-high rates of return, such as mutual funds and stocks, or the more risky
commodity markets. A $5,000 investment in commodities
can return you 10 times that amount -- $50,000 --in just a few weeks, although you could easily lose
it as well. The bottom line is, you should
also take a portion of your savings and put them in high interest or high risk investment plans. That's the
way to really get ahead fast.
Amazing Money Tip #11
Have fun! Yes, this tip easily makes our Top Ten
list because it is so essential
to your success. The great writer Ray Bradbury once said in an interview: "If you are not having
fun, you might as well forget it. Do everything
you do with joy and you'll be successful."
You need to be having fun to stay positive, and
you need to stay positive to
make money. So come on! Get out their: laugh, clap your hands, live! Have a blast and rake in the cash! The
world is waiting for you!